Mistakes You Need to Avoid When Dealing With Insurance Companies After a Car Accident
A recent study found that 77% of the licensed drivers in the United States have been involved in a car accident. This means that you are extremely likely to be involved in an auto accident at some point in your life. Not only will this accident leave your car either damaged or totaled, but it can also cause even more serious and permanent damage to your body. Car accidents caused by the negligence of the other driver generally result in a personal injury claim being filed. And many claims eventually lead to the filing of lawsuits.
The best way to find out more about your chances of getting compensation after a car accident is by consulting with Dubo Law. With our help, you can figure out whether or not your case is worth pursuing. Without experienced and aggressive legal representation, you will probably start to receive calls from the insurance company representing the other driver immediately following the accident. When dealing with insurance companies after a car accident, be sure to avoid the common mistakes detailed below.
Never Make Unsupported Demands
If you are new to the world of car accident settlements, you may be unfamiliar with how this process works. The insurance adjuster working for the other driver in your case has to justify every settlement they pay out to their supervisors. Simply telling an adjuster about the pain and suffering you have experienced after the car accident in question without proper documentation will likely be ineffective. Properly documenting the claims you make is a tedious and difficult process.
Trying to handle this claim documentation process on your own can lead to significant mistakes which will almost certainly impact your recovery. Properly documenting your personal injury claim is a job best left to legal professionals. At Dubo Law we work hard to help our clients get fair settlements to compensate for the pain and suffering they have experienced.
Avoid Signing Medical Releases Before Consulting With a Lawyer
In the days or weeks following your car accident, you will start to receive calls from the insurance company representing the other driver. Generally, the insurance adjuster that contacts you will ask you to sign a medical release. The adjuster will probably tell you that signing this release allows them to verify your injuries from the accident in question.
Signing this release allows the adjuster to comb through your medical history. In some cases, the adjuster might use information in your medical history to refute the injury claims you are making after a car accident. By consulting with your lawyer before signing this release, you can avoid making crucial mistakes when attempting to get compensation for your injuries.
Negotiating Without a Lawyer is a Terrible Idea
The average person knows very little about the personal injury laws in their state. This lack of knowledge can put you at a disadvantage when trying to negotiate a fair settlement with an insurance company. This is why going into these negotiations with a lawyer by your side is so important.
If you need help negotiating a settlement after being involved in a car accident, contact Dubo Law at (443) 275-6345 and schedule a free no-obligation consultation.