Ride-sharing services like Lyft and Uber have revolutionized transportation, offering convenience and accessibility to millions of users. However, accidents involving Lyft or Uber vehicles can happen, resulting in injuries and legal complications. If you find yourself in a Lyft or Uber car accident in Maryland, it’s essential to understand your rights and take appropriate action to protect yourself and seek compensation for your injuries. In this comprehensive guide, we will provide step-by-step instructions on how to pursue a Lyft or Uber accident claim in Maryland as a driver, passenger, or pedestrian.
When it comes to Lyft or Uber accidents, Maryland has specific regulations and insurance requirements that govern liability and compensation. Rideshare drivers are considered independent contractors, which means that Lyft or Uber may not be directly liable for their actions. However, Lyft and Uber both provide insurance coverage for accidents involving their drivers, depending on the driver’s status at the time of the accident.
The insurance coverage provided by Lyft or Uber is determined by the driver’s status at the time of the accident. Let’s take a closer look at the different driver statuses and the corresponding insurance coverage:
It’s important to note that neither Lyft nor Uber handle accident claims directly. Instead, an independent adjuster, usually from insurance companies like York Risk Services or James River Insurance, processes the claims on behalf of Lyft and Uber respectively.
If you are involved in a Lyft/Uber car accident in Maryland, it’s crucial to take immediate action to protect your rights and ensure you receive proper compensation for your injuries. Here are the steps you should follow:
The first and most important step is to check yourself and others involved in the accident for injuries. If anyone is injured, it’s essential to seek prompt medical attention. Even if you don’t feel immediate pain or discomfort, it’s still advisable to get a medical evaluation. Some injuries may not manifest symptoms until later, and seeking medical attention right away helps establish a link between the accident and your injuries.
Contact the police to report the accident. When the police arrive at the scene, they will create an accident report detailing what happened. The accident report is a crucial piece of evidence that can support your claim. Make sure to obtain a copy of the accident report for your records.
While waiting for the police to arrive, gather as much evidence as possible. Take photos and videos of the accident scene, including any damage to the vehicles involved. Get the names and contact information of any witnesses who saw the accident occur. This evidence will be valuable during the claims process.
Exchange contact and insurance information with the rideshare driver. Make sure to get their full name, phone number, email address, and insurance details. Additionally, note down the driver’s license plate number and the make and model of their vehicle. This information will be necessary when filing a claim.
After the accident, it’s crucial to report the incident to Lyft or Uber through their accident reporting portal on their website. Lyft or Uber may require you to provide details about the accident, including the date, time, location, and a description of what occurred. After filing the report, an insurance adjuster or company representative may contact you for additional information.
It’s important to refrain from speaking to the Lyft or Uber insurance adjuster until you have had a chance to consult with an experienced Maryland personal injury attorney. Insurance adjusters may try to minimize your claim or obtain information that could be used against you later. By working with an attorney, you can ensure that your rights are protected, and you have proper legal representation during the claims process.
Keep a detailed record of all accident-related expenses and losses. This includes medical bills, prescription costs, rehabilitation expenses, and any other out-of-pocket costs related to your injuries. Additionally, document any lost wages or diminished earning capacity resulting from the accident. Keeping thorough records will strengthen your claim and help ensure you receive fair compensation for your damages.
To navigate the complex process of filing a Lyft or Uber accident claim and to maximize your chances of receiving fair compensation, it’s advisable to consult with a skilled Maryland Lyft or Uber accident lawyer. An experienced attorney can evaluate the details of your case, gather evidence, negotiate with the insurance companies, and advocate for your rights. At Dubo Law, we offer free initial consultations, so you can discuss your case without incurring any upfront costs. We additionally have extensive experience handling rideshare claims against both Lyft and Uber.
In some cases, filing a personal injury lawsuit may be necessary to protect your rights and seek full compensation for your injuries. An experienced rideshare accident lawyer can guide you through the legal process, represent you in court if needed, and fight for your best interests. Keep in mind that Maryland has a statute of limitations for personal injury lawsuits, so it’s important to take action within the specified time frame.
Once you and your attorney have gathered all the necessary evidence and information, you can enter into negotiations with the insurance company or the responsible party to reach a fair settlement. Your attorney will work to ensure that the settlement offer adequately compensates you for your injuries, pain and suffering, lost wages, and other damages. If a fair settlement cannot be reached, your attorney may recommend pursuing litigation and taking your case to court.
Throughout the entire claims process, it’s important to prioritize your physical and mental well-being. Seek proper medical treatment and follow your doctor’s instructions for recovery. Adhering to your treatment plan not only helps you heal but also strengthens your claim by demonstrating that you are taking your injuries seriously and doing everything you can to recover.
Being involved in a Lyft or Uber car accident in Maryland can be a stressful and overwhelming experience. However, by following the steps outlined in this guide and seeking the assistance of an experienced Lyft or Uber accident lawyer, you can protect your rights, navigate the claims process, and seek fair compensation for your injuries and damages. Remember, time is of the essence, so don’t delay in taking action after a rideshare accident.