Can I Sue an Uninsured Driver in Maryland?
While all drivers or registered car owners in the state of Maryland are required by law to have automobile insurance, not everyone abides by that mandate. So it is unfortunately not unusual for people to be involved in accidents where the at-fault driver is uninsured. And in those situations, the question becomes whether you can sue that driver and, if so, what options do you have to ensure that you can collect a judgment should one be entered in your favor.
The short answer to the main question is yes – you can sue an uninsured driver in Maryland. However, the longer and more complicated question is how? And this question requires the involvement of an experienced Maryland personal injury attorney.
At the outset, it is important to be aware that while you would sue the at fault uninsured driver, any settlement or judgment payment would be through the Uninsured/Underinsured (UM/UIM) provision of your own insurance policy. Maryland law requires that insurance companies provide UM/UIM coverage which ensures that you are protected in exactly these situations.